ReversePro, LLC is committed to providing you, our customers, with outstanding products and services while protecting your personal information. This Privacy Notice applies to the websites or mobile applications of ReversePro, LLC and our affiliates (collectively “Reverse Pro”, “we”, “us” or “our”) that link to this Privacy Notice (each a “Site” and, collectively, the “Sites”), and to any online services that may be available on or through the Sites (the “Services”). This Privacy Notice describes the information we collect on the Site and through the Services, and how we use and protect that information.
Depending on how you interact with us, and the products and services you obtain from us (collectively “Products”), additional privacy practices and disclosures may also be applicable. We will limit sharing of your data to the extent required and in accordance with these additional notices.
We collect data about you from a variety of sources, including the following:
Information we receive from you. We may collect information we receive from you at the Sites or in connection with your use of Services or Products, including on applications, online forms and calculators, surveys and other communications. For example, we collect information from you when you:
In connection with administering and delivering our Products and Services, this data may include your first and last name, home or other physical address, phone number, email address, social security number, date of birth, employment information, assets, income and debt, banking data, driver’s license numbers and other data, such as passport number, Medicaid or Medicare information, marital status, other identifiers which may allow you to be contacted physically or online, and other information concerning you that we collect from you online which may, alone or in combination with other data, identify you.
Purposes of Collection.
We may use data we collect for a variety of purposes, including the following:
We may use data that we collect on an aggregate or anonymous basis (such that it does not identify any specific individual) for various business purposes, where permissible under applicable laws and regulations.
We may share your information within our corporate family and with third parties as permitted or required by law, or as directed or authorized by you. For example, we may disclose your information to:
You may provide us with your mobile information to support communications with you. No mobile information will be shared with third parties/affiliates for their marketing/promotional purposes.
We maintain policies and procedures to protect the security of your information and to safeguard against unauthorized access to or use of your data. Of course, despite these measures, no network or system is ever entirely secure, and we cannot guarantee the security of networks and systems we operate or that are operated on our behalf.
You may choose not to provide your data, even though that might impact your ability to receive a particular Product. In addition, if you do not want to receive marketing email from us, you can follow the unsubscribe link provided in those emails. However, please note that even if you opt out of receiving marketing emails, you may still receive certain communications from us relating to your use of our Products and Services, notices of changes to this Privacy Notice or other terms or policies, or similar administrative or transactional messages.
Most web browsers automatically accept Data Technology, but you may modify your browser’s setting to notify you of Data Technology placement or to decline Data Technology. If you choose to decline Data Technology, certain features of our Sites may not function properly or at all as a result.
As of the effective date above, we do not respond to Do Not Track signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across websites.
We may provide links to websites that are owned or operated by other companies. When you use a link to visit a third-party website, you will be subject to that website’s privacy and security practices, which may differ from ours. You should review the Privacy Notice, terms of use and security practices of the linked third-party website to understand how that site may use your data and/or information. We are not responsible for the privacy or security of these third party sites, or the accuracy, completeness, or reliability of the information they provide.
Our online services are not directed to children under the age of 13. We do not knowingly collect data from children under age 13 without parental consent.
We may update this Privacy Notice from time to time in order to provide clarification or notice of changes to our practices. If we make changes, we will revise the “Last Updated” date at the top of this Privacy Notice. Changes to this Privacy Notice will be effective once they are posted unless otherwise indicated.
This section of our Privacy Notice applies to residents of California. Personal Information about California Consumers
The information we have collected from California consumers in the previous twelve months consists of the information listed below and in the section Collection and Use of Information above.
We collect the above personal information directly from consumers, as well as from other sources, including credit bureaus, fraud-detection services, public databases, social media platforms, and third-party partners such as analytics or marketing providers. For more information on sources from which we collect information, please see section Collection and Use of Information above.
We use personal information in the above categories for the business purposes listed in section Purposes of Collection above and the following business purposes:
We disclose the above categories of personal information for the business purposes identified above to affiliates, service providers in connection with their provision of services to us, and as described in the section titled Information We May Disclose and Share above. In addition, we may disclose information (i) when required by law, regulation or legal process (such as a court order or subpoena), (ii) in response to requests by government agencies, such as law enforcement authorities, or (iii) when necessary or appropriate to prevent physical harm or financial loss or in connection with an investigation of suspected or actual illegal activity; and (iv) in the event we sell or transfer all or a portion of our business or assets (including in the event of a reorganization, dissolution or liquidation).
In the previous twelve (12) months, we have disclosed identifiers, inferences, and electronic network activity to third-party analytics and marketing partners, including via Data Technology. These disclosures may qualify as “sales” of personal information under California law.
If you are a California resident, you have the following rights:
(1) The Right to Know. You have the right to request that we disclose to you the categories and specific pieces of information we have collected about you. Specifically, you have the right to request that we disclose of what personal information we collect, use, disclose and sell, including:
(2) The Right to Deletion. You have the right to request that we delete the personal information that we have collected about you.
(3) The Right to Opt-Out. You have the right to opt-out of the disclosure of personal information about you for monetary and other valuable consideration. To opt-out, click Do Not Sell My Personal Information or as provided below under Contact Us.
For requests made in connection with the Right to Know or Right to Delete, as required under applicable law, we must take steps to verify your request before we can provide personal information to you, delete personal information, or otherwise process your requests. We may limit our response to your exercise of the above rights as permitted by law.
You may designate an authorized agent to make a requests on your behalf. An agent may be an individual, or a business entity registered with the California Secretary of State. To designate an authorized agent, you must provide the agent with written permission to submit the request. We may still require you to verify your identity directly (subject to certain exceptions). We may refuse a request if the agent does not provide adequate proof of their authorization.
Even if you choose to use an agent, we may, as permitted by law, require:
We may not discriminate against you for exercising any of your rights under the CCPA. This means that we may not deny you services, charge you different prices or rates for services, provide you with a different level or quality of services, or suggest that we will do so in response to a request made under the CCPA. However, we may charge different prices or rates, or provide a different level or quality of services, where that difference is reasonably related to the value provided to us by your personal information.
You may request to exercise the foregoing rights by:
This policy can be accessed in an alternative format by contacting us at compliance@thereversepro.com.
JR has been in the mortgage industry for over 40 years helping people change their lives through home ownership and financing. After retiring for a few years she couldn't stay away and started ReversePro to bring reverse mortgages to more people after seeing the incredible good they can do.
Reverse Pro and Jerilyn R. Green are authorized to do business in the states of Arizona, Colorado, Idaho, Utah. AZ State license# 1028830; UT DRE License#1357842, MLO License# UT DRE 5492717; CO State license# 100528076; ID MBL-2082568046, ID MLO-2080044191
License pending approval by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act;
Jerilyn R Green is part of Reverse Pro, LLC and not a separate entity
For information on how we collect and use personal information, please see our Privacy Notice and Terms of Use pages. For California consumers: For information about our privacy practices, please visit our Privacy Page California Section.
This website has not been reviewed, approved or issued by HUD, FHA or any governmental agency.
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